Why It’s Okay To Be A Homebody (And How It Saves You Money)

There’s something deeply comforting about being at home. The older I get, the more of a homebody I become, but even when I was younger, I didn’t mind being at home.

What makes a home so comforting? Is it the scent of dinner in the oven, your cozy chair by the window, or the familiar sounds of your own space inside and outside your home? Over the years, I’ve realized something: staying home doesn’t just bring peace—it also saves a significant amount of money.

Comfort of home

Staying home can bring you peace as well as save you money

We live in a world that glorifies busyness and going out. Whether it’s brunches, shopping trips, or weekend getaways, there’s pressure to do more. People I know consider it to be “boring” to stay home. It’s boring if they’re not doing something all the time. But choosing to enjoy your own space isn’t lazy or boring—it’s a quiet superpower, especially if you're trying to live more intentionally and spend less.

Here’s why it’s perfectly okay (and even brilliant) to be a homebody—and how this lifestyle can save you money in the best way.

1. Fewer Impulse Purchases

When you're out and about, it's easy to make little “treat yourself” purchases that add up fast—coffees, snacks, a quick stop at the dollar store “just to look.” Staying home keeps those impulse buys in check. You’re simply not in an environment where spending is encouraged.

2. Eating at Home Is a Game-Changer

I love cooking at home. Even if it's just a simple pasta dish or soup in the slow cooker, it's cheaper and healthier than dining out or ordering in, and as I mentioned above, the smells from home cooking make your place feel even cozier. As a homebody, I’ve learned to make meals stretch, utilize leftovers creatively, and build a pantry that suits our budget.

Make meals at home

Eating at home is cheaper and healthier than ordering in

3. Free Entertainment Everywhere

You don’t have to spend a dime to be entertained at home. Reading a book, watching a feel-good movie, gardening, knitting, organizing, and even rearranging furniture can all be satisfying activities. When you create a cozy atmosphere you love being in, you’re less likely to crave entertainment elsewhere.

It’s amazing how time can fly when you are wrapped up in something you love to do. Lately, I’ve been making junk journals. For some reason, I have a thing for paper! I find the hours go by quickly when I’m working on this hobby.

4. You Learn to Use What You Have

Homebodies are natural “use-it-up” people. You notice what's in your fridge. You finish the lotion before buying a new one. You repurpose and repair. These habits don’t just reduce waste—they stretch your dollars, too.

My husband is a pro at using up and repurposing things. He loves his Saturday morning garage sales, and I’ve seen him repurpose things that I've no idea where he comes up with certain items, from an idea in his head to an actual physical product. For example - he’s made a bird feeder from the adjustable arm of a lamp stand and a scoop you would use for dog food. You have to see it to believe it. I’ll post a picture below.

Repurpose what you own

It’s certainly not pretty, but the birds love it and use it daily

5. You Build a Sanctuary, Not a Storage Unit

Being home more means you can focus on what you truly need and love. That often leads to less stuff, not more. Instead of filling a home with trendy things, you create a space that reflects your personality and comforts you daily—which also keeps your spending intentional.

Final Thoughts: The Joy of Staying In

Being a homebody has helped me live more slowly, more peacefully, and more affordably. I don’t feel like I’m missing out, and I don’t feel like I have to make excuses to be at home anymore. In fact, I feel like I’ve gained something better: contentment.

So if you love cozy corners with a scented candle glowing beside you, quiet evenings spent outside watching the stars, and tasty dinners made from scratch—embrace it. Being a homebody isn’t just okay—it’s a beautiful (and budget-friendly) way to live.

If you love the idea of being at home, I’ve included a fun Happy Homebody Checklist for you to download for free. Grab your freebie and start checking off what it means to be a happy homebody!